UPI stands for Unified Payment Interface. It is correct to say that this age is all about digital and technology. With the development of android phones, the efficiency of a person has also increased. Nowadays, the payment method is changed all around the globe. And the only reason for this change is the access and reach of technology to every person. Payments and exchange of capital were never so easy in the old days. If the exchange amount is significant, the risk of the transaction also increases. But with this new unified payment method, the risk and time both are decreased.
Want to use the app download it, the app store and play store is flooded with numerous payment apps. You can download any one of them, all of them are good. But one important thing to remember is that always install trusted and verified apps. These days all banks are also launching their own private UPI payment method. So its up to you to download a third-party individual payment app or your bank’s payment app. All these UPI payment apps integrate with the UPI platform to send or receive money the UPI linked bank accounts.
One of the key benefits of such types of transactions is they do not need a physical debit or credit card to conduct a transaction. Instead of this, you need an android phone to run the application. With the help of online transaction, you can pay any bill, payment or money transfer easily. Nowadays every bank and user is connected with the online portal of UPI. People also love this facility as the transaction is completed in no time and hassle to visit the bank is avoided. So here is the list of some most trusted UPI payment apps for android:
1. Google Pay
Google Pay is the number one payment app. The app consists of many features that are very easy to use and navigate. It has been downloaded more than 10million times. This app is capable of transferring money to any friend or business partner. Through the use of this app, you can also pay various bills directly from your android phone or web.
One of the most interesting features of this app is that you can obtain bonus or reward points. All these points are transferred as money to your account directly. This app is one of the most trusted applications that covers all necessary and multiple layers of security for your payment. By using this app, you can also send money to someone who is standing nearby.
2. Amazon Pay
It is launched in 2007 globally, and as soon as it launched, people downloaded it as it a sub-branch of Amazon Ltd. Amazon pay is not just about payment but all about shopping also. Through amazon pay, you will get many features like paying with your debit or credit card.
Even now, you can also transfer money directly from one bank to another bank. You need a UPI ID to do all these transactions. Amazon is one of the biggest brands in the world; you can trust this app as it comes from one of the most trusted brands. Amazon has excellent customer care support for all the users. They provide you 24/7 support.
PayPal is one of the best and free apps that are used for sending money. In this app, you will find a unique feature that is not present in any other UPI app that is the security of your information. In many of the other payment applications, you will not find such a feature that provides you with such a powerful security system.
The main objective of PayPal is to provide a great hassle-free transaction and secure security system. PayPal is an application that works all over the world; it accepts all kinds of payments and transactions. PayPal gives you the free option to send money to our family across the country. Even you can transfer money to any of the PayPal accounts.
4. Samsung Pay
It is another strong and influential opponent that has all the necessary aspects of being one of the most valuable applications to trust. Samsung Pay is more than a wallet. With this app, you can add your all debit and credit cards and even your membership cards. All these in one place is just amazing.
Even Samsung pay also allows you to make an extra layer of security by integrating fingerprint and face unlock security to your application. By doing this, the chance of being a fraud is very less. To avoid any misuse of application, Samsung has partnered with American Express, Master Card and Visa so that security must be on the top. If you are a Samsung android phone user, then you must use this app to access all your payment benefits.
It is owned by One-97 communications Ltd. Paytm is Asia’s biggest player in online transactions. It mostly works in India and one of the most popular payment banks. It provides you with an amazing feature, payment through scanning QR code. Paytm is enriched with many features where you can input your details, and all the bill payment and money transfer will be done from time to time.
Even you can link all your debit and credit cards or bank account with Paytm. The reach of Paytm is excellent and extra-ordinary; all the vendors and offline stores are connected with Paytm. This makes the payment for all users easy and simple. All the users get a bonus and cash backs whenever they use this UPI payment app.
The PhonePe is a payment app that was launched in 2016. This UPI based app is owned by an e-commerce company known as “Flipkart”. PhonePe has many exciting features likes linking all your wallets and bank with this app. The app provides Even the facility of purchasing gold. The most important thing while using a UPI based app is functionality and user-interface.
The user interface is smooth and laggy-free you will not find any issue while using its features. One of the amazing things is that the app has an upper limit of one lakh rupees. This means that to make a fraud from this app is not easy. Thus this provides a high level of security. It’s easy for the user to access their multiple wallets and bank account in one place.
7. Mi Pay
Xiaomi Inc owns mi Pay. Xiaomi is a Chinese company that manufactures many things like mobile to bags etc. Their new addition is Mi Pay through this you can enjoy payment for everyone. There are many UPI payment methods for android available in the play store, but one that contains all the features is Mi Pay.
With Mi Pay, you can send and request money. Bill payment is not a headache now install and go for it. Mi is a global company, its payment method is used all over the world. If you counter with some problem, then they also provide you with a quality support system that will solve your query in no time.